For Buyers
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email. I pride myself on repeat business and hope you'll come to understand why.
If you are a BUYER, my services to you are FREE!!! Many people are not aware that the SELLER is responsible for all commissions paid to the Agents. Under normal circumstances BUYERS do not pay Agent commissions. So, if you are searching for the home of your dreams, why not hire the BEST! You can relax and feel confident that you are buying your home for the least amount of money and with the least amount of stress, throughout the entire transaction.
I specialize in properties located in:
How I Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating and credit scores. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program or a lender that meets your specific needs and get pre-qualified (preferably pre-approved). Don't be afraid to shop around for your Lender! When Lenders compete you win!
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and Title fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
- Closing costs may also include
a.) Home inspections
c.) Well inspections
e.) Roof inspections
g.) Interest due
